When my wife, Lucía, and I learned we were expecting our first child, our home slowly shifted into a new rhythm. She approached pregnancy with her usual blend of care and organization, putting aside a carefully planned $7,000 to cover her maternity leave, the baby’s early needs, and any unexpected costs. I admired her discipline more than she knew.
Everything stayed calm until the night my sister, Carolina, called in tears. She was nearing the end of her own pregnancy, going through a difficult separation, and facing serious financial stress. As her older brother, I felt responsible. Without thinking it through, I promised I would help her find the money she desperately needed.
Continue reading…